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BS ISO 12812-1:2017

Current
Current

The latest, up-to-date edition.

Core banking. Mobile financial services General framework
Available format(s)

Hardcopy , PDF

Language(s)

English

Published date

30-04-2017

Foreword
Introduction
1 Scope
2 Normative references
3 Terms and definitions
4 Abbreviated terms
5 Concept of interoperability
6 Relationships between customers and MFSPs
7 Rationale for ISO 12812 (all parts)
8 Mobile payments
9 Mobile banking
10 Mobile financial services supporting technologies
11 Stakeholders involved in the mobile payment ecosystems
12 Implementations of ISO 12812 (all parts)
Annex A (informative) - Organizations involved in mobile
        standardization and guidance
Annex B (informative) - Mobile payment ecosystems and related
        business models for MFSPs
Annex C (informative) - Payment instruments
Bibliography

Specifies the general framework of mobile financial services (payment and banking services involving a mobile device).

This document defines the general framework of mobile financial services (payment and banking services involving a mobile device), with a focus on: a set of definitions commonly agreed by the international financial industry; the opportunities offered by mobile devices for the development of such services; the promotion of an environment that reduces or minimizes obstacles for mobile financial service providers who wish to provide a sustainable and reliable service to a wide range of customers (persons and businesses), while ensuring that customers’ interests are protected; the different types of mobile financial services accessed through a mobile device including mobile proximate payments, mobile remote payments and mobile banking, which are detailed in other parts of ISO12812 ; the mobile financial services supporting technologies; the stakeholders involved in the mobile payment ecosystems. This document includes the following informative annexes: an overview of other standardization initiatives in mobile financial services (Annex A); a description of possible mobile payment business models (Annex B); a description of typical payment instruments which may be used (Annex C).

Committee
IST/12
DevelopmentNote
Supersedes 15/30266425 DC. (04/2017)
DocumentType
Standard
ISBN
9780580795718
Pages
46
PublisherName
British Standards Institution
Status
Current
Supersedes

Standards Relationship
ISO 12812-1:2017 Identical

ISO/IEC 16022:2006 Information technology Automatic identification and data capture techniques Data Matrix bar code symbology specification
ISO/IEC 16023:2000 Information technology International symbology specification MaxiCode
ISO/IEC 18004:2015 Information technology Automatic identification and data capture techniques QR Code bar code symbology specification
ISO/IEC 21481:2012 Information technology Telecommunications and information exchange between systems Near Field Communication Interface and Protocol -2 (NFCIP-2)
ISO/TS 12812-4:2017 Core banking — Mobile financial services — Part 4: Mobile payments-to-persons
ISO/IEC 18092:2013 Information technology — Telecommunications and information exchange between systems — Near Field Communication — Interface and Protocol (NFCIP-1)
ISO/TS 12812-3:2017 Core banking — Mobile financial services — Part 3: Financial application lifecycle management
ISO/TS 12812-5:2017 Core banking — Mobile financial services — Part 5: Mobile payments to businesses

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