• There are no items in your cart

ANSI X9.59 : 2006(R2013)

Current
Current

The latest, up-to-date edition.

FINANCIAL SERVICES - ELECTRONIC COMMERCE FOR THE FINANCIAL SERVICES INDUSTRY: ACCOUNT BASED SECURE PAYMENT OBJECTS
Published date

01-12-2013

Foreword
Introduction
1 Scope
2 Normative references
3 Terms and definitions
4 Symbols and abbreviated terms
5 Requirements
6 Clause
  6.1 Business Roles
      6.1.1 The Consumer
      6.1.2 The Merchant
      6.1.3 The Merchant's Financial Institution
      6.1.4 The Consumer's Financial Institution
  6.2 Business Functions
      6.2.1 Authentication of Merchant
      6.2.2 Electronic Shopping experience
      6.2.3 Electronic Payment Negotiation
      6.2.4 Electronic Payment Object Delivery
      6.2.5 Payment or Consideration Acknowledgment
      6.2.6 Interface to Settlement
      6.2.7 Clearing and Settlement
      6.2.8 Account Statement to Consumer
      6.2.9 Electronic Wallet
  6.3 Business Services
      6.3.1 Privacy and Data Confidentiality
      6.3.2 Non-repudiation
      6.3.3 Fraud prevention
  6.4 Schematic Representation
  6.5 Payment Framework
  6.6 Information Interchanged
      6.6.1 Merchant Information
      6.6.2 CFI Information
      6.6.3 Consumer Payment Instructions
      6.6.4 Merchant Authorization/Payment Request
      6.6.5 Payment Ack
      6.6.6 Consideration Ack
      6.6.7 Payment Query
      6.6.8 Consumer Request for Refund
  6.7 Payment Mechanisms to be Supported
      6.7.1 Payment Cards
      6.7.2 Electronic Checks
  6.8 Consumer Client Option Selection
      6.8.1 Payment Option Presentment
7 Object Content
  7.1 Entity Model
  7.2 ASN.1 Definitions
  7.3 Concepts used in the Payment Object
      7.3.1 Link between Consumer and CFI
      7.3.2 Link to Order
      7.3.3 Link between Merchant Certificates
      7.3.4 Certificates
      7.3.5 Locally Unique Identifier (LUID)
      7.3.6 Signature
      7.3.7 Authentication Hash of Order Details
      7.3.8 Payment Routing Code (PRC)
  7.4 Content of the Individual Objects
      7.4.1 Content of the Consumer's Payment Object
      7.4.2 Content of the Merchant's Payment Acknowledgment
      7.4.3 Content of the Consideration Acknowledgment
      7.4.4 Content of the Query Object
      7.4.5 Content of the Query Response Object
      7.4.6 Content of the Request for Refund
  7.5 Concrete Syntax
Annex A (normative) Message Sequencing
  A.1 Bill Payment
  A.2 Customer Initiated Money Order
  A.3 Payment upon Delivery Transactions
  A.4 Shopping Experience
Annex B (Informative) Payment Cards Example
  B.1 Definitions for Payment Card Example
  B.2 Data Elements
  B.3 Description
  B.4 High-Level Flow
  B.5 Considerations
  B.6 Attacks
  B.7 Credit Card Settlement
Annex C (Informative) Bank Account Example
  C.1 Definitions for Check Example
  C.2 The Standard Check Model
  C.3 The Z-flow Model
  C.4 Other Models
  C.5 The Check Book

Describes a model of account based electronic payments. It identifies the roles played by different components of the payment process and the flow of information between those roles.

Committee
X9
DocumentType
Standard
PublisherName
American Bankers Association
Status
Current

ANSI X9.104-1 : 2004(R2017) FINANCIAL SERVICES - FINANCIAL TRANSACTION CARD ORIGINATED MESSAGES - CARD ACCEPTOR TO ACQUIRING HOST MESSAGES - PART 1: MESSAGES, DATA ELEMENTS AND CODE VALUES

ANSI X9.105-1 : 2009 FINANCIAL TRANSACTION CARD ORIGINATED MESSAGES - INTERCHANGE MESSAGE SPECIFICATIONS - PART 1: MESSAGES, DATA ELEMENTS AND CODE VALUES
ISO/IEC 8825-2:2015 Information technology ASN.1 encoding rules: Specification of Packed Encoding Rules (PER) Part 2:
ISO/IEC 8825-1:2015 Information technology ASN.1 encoding rules: Specification of Basic Encoding Rules (BER), Canonical Encoding Rules (CER) and Distinguished Encoding Rules (DER) Part 1:
ISO/IEC 8824-2:2015 Information technology Abstract Syntax Notation One (ASN.1): Information object specification Part 2:
ISO/IEC 8824:1990 Information technology — Open Systems Interconnection — Specification of Abstract Syntax Notation One (ASN.1)
ANSI X9.24-1 : 2017 RETAIL FINANCIAL SERVICES - SYMMETRIC KEY MANAGEMENT - PART 1: USING SYMMETRIC TECHNIQUES
ISO/IEC 9594-8:2017 Information technology Open Systems Interconnection The Directory Part 8: Public-key and attribute certificate frameworks
ISO/IEC 8824-4:2015 Information technology Abstract Syntax Notation One (ASN.1): Parameterization of ASN.1 specifications Part 4:
ISO 4217:2015 Codes for the representation of currencies
ANSI X9.49 : 1998 SECURE REMOTE ACCESS TO FINANCIAL SERVICES FOR THE FINANCIAL INDUSTRY
ISO/IEC 7812-1:2017 Identification cards — Identification of issuers — Part 1: Numbering system
ISO 8583-1:2003 Financial transaction card originated messages — Interchange message specifications — Part 1: Messages, data elements and code values
ISO 3166-1:2013 Codes for the representation of names of countries and their subdivisions Part 1: Country codes
ISO/IEC 8824-1:2015 Information technology Abstract Syntax Notation One (ASN.1): Specification of basic notation Part 1:
ANSI X9.30.2 : 1997 PUBLIC KEY CRYPTOGRAPHY USING IRREVERSIBLE ALGORITHMS - PART 2: THE SECURE HASH ALGORITHM (SHA-1)
ISO/IEC 8824-3:2015 Information technology Abstract Syntax Notation One (ASN.1): Constraint specification Part 3:
ANSI X9.31 : 1998 DIGITAL SIGNATURES USING REVERSIBLE PUBLIC KEY CRYPTOGRAPHY FOR THE FINANCIAL SERVICES INDUSTRY (RDSA)

View more information
Sorry this product is not available in your region.

Access your standards online with a subscription

Features

  • Simple online access to standards, technical information and regulations.

  • Critical updates of standards and customisable alerts and notifications.

  • Multi-user online standards collection: secure, flexible and cost effective.