How to Use SPeRS
Overview of UETA and ESIGN
Glossary
Section 1 - AUTHENTICATION AND AUTHORITY
  Standard 1-1: Identifying and Evaluating the Appropriate
                Authentication Strategy - Creating the
                Relationship
  Standard 1-2: Identifying and Evaluating the Appropriate
                Authentication Strategy - Credentials
  Standard 1-3: Providing Consumers Information Concerning the
                Distribution of Risk for Unauthorized
                Transactions
  Standard 1-4: Establishing the Authority of Representatives
Section 2 - CONSENT TO USE ELECTRONIC RECORDS AND SIGNATURES
  Standard 2-1: General Agreement to Use Electronic Records
                and Signatures
  Standard 2-2: Applicability of the ESIGN Consumer Consent
                Process
  Standard 2-3: The ESIGN Consumer Consent Disclosures
  Standard 2-4: The ESIGN Consumer Consent Disclosures - Format
                And Timing
  Standard 2-5: Obtaining the Consumer's Affirmative Consent -
                Methods and Timing
  Standard 2-6: Reasonable Demonstration of Access
Section 3 - AGREEMENTS, NOTICES AND DISCLOSURES
  Standard 3-1: General Principles for Display and Presentation
                of Information
  Standard 3-2: Delivering and Displaying Records and Information
  Standard 3-3: Delivering And Displaying Records And Information
                - Retention Of Records By Other Transaction
                Participants
  Standard 3-4: Indicating Agreement
  Standard 3-5: Acknowledging Access or Delivery
  Standard 3-6: Conspicuous Disclosure
  Standard 3-7: Using Hyperlinks and Other Navigational Cues
Section 4 - ELECTRONIC SIGNATURES
  Standard 4-1: Selecting a Signature Process
  Standard 4-2: Providing Information On The Signing Process
  Standard 4-3: Establishing the Intent to Sign
  Standard 4-4: Associating a Signature with a Record
  Standard 4-5: Attributing a Signature
  Standard 4-6: Electronic Agents
Section 5 - RECORD RETENTION
  Standard 5-1: Meeting Accuracy, Accessibility and Retention
                Requirements
  Standard 5-2: Verifying the Integrity and Accuracy of
                Electronic Records/The Physical and Logical
                Environment
  Standard 5-3: Verifying The Consistency and Integrity of
                Electronic Records
  Standard 5-4: Document Conversion
  Standard 5-5: Vendor Relationships
  Standard 5-6: Interaction with Governmental Agencies
  Standard 5-7: Transferable Records and Electronic Chattel Paper
Appendix A - SUMMARY OF SPeRS STANDARDS
Appendix B - SUMMARY OF SPeRS PRINCIPLES